{"id":177,"date":"2010-01-27T17:02:24","date_gmt":"2010-01-27T16:02:24","guid":{"rendered":"http:\/\/lendl.priv.at\/blog\/?p=177"},"modified":"2026-01-26T12:15:37","modified_gmt":"2026-01-26T11:15:37","slug":"mastercard-securecode-just-say-no","status":"publish","type":"post","link":"https:\/\/lendl.priv.at\/blog\/2010\/01\/27\/mastercard-securecode-just-say-no\/","title":{"rendered":"MasterCard SecureCode: Just say no."},"content":{"rendered":"<p>Sometime the timing is just too perfect.<\/p>\n<p>Yesterday I was trying to book a flight on <a href=\"http:\/\/www.brusselsairlines.com\/com\/\">Brussel Airlines<\/a> and when I was trying to pay via credit card, they insisted on an on-the-fly enrollment to MasterCard SecureCode. I refused and booked via the AMEX Business Service.<\/p>\n<p>Today a <a href=\"http:\/\/www.theregister.co.uk\/2010\/01\/27\/3d-insecure\/\">security analysis of the whole scheme<\/a> was <a href=\"http:\/\/www.cl.cam.ac.uk\/~rja14\/Papers\/fc10vbvsecurecode.pdf\">published by British scientists<\/a>, confirming my reservations.<\/p>\n<p>Money quotes:<\/p>\n<blockquote><p>\n&#8220;Merchants who use it push liability for fraud back to banks, who in turn push it on to cardholders.&#8221; <\/p>\n<p>&#8220;So this is yet another case where security economics trumps security engineering, but in a predatory way that leaves cardholders less secure.&#8221;\n<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Sometime the timing is just too perfect. Yesterday I was trying to book a flight on Brussel Airlines and when I was trying to pay via credit card, they insisted on an on-the-fly enrollment to MasterCard SecureCode. I refused and booked via the AMEX Business Service. Today a security analysis of the whole scheme was [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,6],"tags":[],"class_list":["post-177","post","type-post","status-publish","format-standard","hentry","category-cert","category-internet"],"_links":{"self":[{"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/posts\/177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/comments?post=177"}],"version-history":[{"count":1,"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/posts\/177\/revisions"}],"predecessor-version":[{"id":951,"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/posts\/177\/revisions\/951"}],"wp:attachment":[{"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/media?parent=177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/categories?post=177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lendl.priv.at\/blog\/wp-json\/wp\/v2\/tags?post=177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}